Flanagan Mortgage Services Blog

When you’re buying or refinancing a home, you shouldn’t have to choose between low interest rates and excellent local service. Choose Flanagan Mortgage Services and get both. Call or apply online today.

It’s a good idea to set expectations for both your loan and your lender.Let’s start with the loan. We’re sure if you’ve been thinking about buying a home, you’ve been looking around on online home listing sites to see what a typical house that fits your needs would cost. Some great questions to ask yourself while you are doing this are:

• How much money are you willing to put as a down payment?
• Would you want to have a loan for 15, 20, or 30 years?
• Do you want to try and come in with the least amount possible?

All these things give you more insight into what YOU want, not what someone else wants for you. You’re more likely to resist being pushed towards a product that doesn’t fit your needs or realize you’re overreaching into a loan product that you realistically can’t afford. At Flanagan Mortgage Services, we lay out the options, side-by-side, to help you make the decision that is best for YOU.

Next, assess what you prefer in terms of a lender. Do you like the convenience of the online experience? Do you prefer face-to-face personal service? Is price or rate the dominant factor? With our secure online application, and electronic document review/signing, we can easily collect what we’d need to get started on your loan. If you prefer the traditional sit-down experience, our office is open to you and we would be more than happy to set up an appointment to get you started on your next homebuying experience. Contact us today!

Researching the mortgage process beforehand (especially if you’re a first-time homebuyer) may give you an extra edge to understand the process better—and hopefully will help you have the most positive experience possible, no matter who you have your home loan with. Even if this is your second, third, or fifth time buying a home, as time changes, so do the rules and regulations. You’ll want to understand all the terms you are borrowing on, and have a basic concept of a good mortgage rate for your credit score. That will give you the insight to question a lender if some aspect doesn’t seem right.

At Flanagan Mortgage Services, we strive to be transparent and educate you on all the terms and obligations included in your loan. Your happiness and overall experience mean as much to us as it does to you. If you are a little weary about an offer you’ve received or you want to learn a little more about the mortgage process, give us a call—we are more than happy to give you the scoop.

Flanagan Mortgage Services is based out of Webb City, MO and is an Equal Housing Lender. Our video blog series aims to educate consumers with some tips and tricks to the mortgage/homebuying experience. We hope this saves you some time, hassle, and maybe even some well-earned money.

At Flanagan Mortgage Services, our #1 goal is to provide to you with the best rates, powered by the best service. With ever changing regulations and rules, we stay on our toes and make it a priority to stay educated and better serve our customers. If you, or someone you know, is gearing up to buy a home or is already in the process, invite them to like our Facebook page so that they can stay tuned for some great information.

Have questions? Contact us today.