FHA programs are in high demand due to their flexibility, more lenient view of credit, and low down payment. They are perfect for refinancing or purchase. Depending on your credit score and the amount you have saved for a down payment, the rates for an FHA loan might be lower than a Conventional mortgage.  An FHA home purchase only requires a 3.5% down payment—and there may even be programs to help you come up with that portion as well.

You don’t have to be a first-time homebuyer to qualify for an FHA home loan, though you can only have one FHA home loan at a time. Ready to talk with Ron or Nicolas to see if an FHA home loan is a good fit for your mortgage needs? Apply Now.